Blog

Managing Cash

 

How Can I Better Manage My Short-Term Cash? For the vast majority of people, it is essential to keep a portion of their assets in liquid form in order to meet monthly commitments.  For example, most families have to meet their mortgage or rent payments, grocery, utility, and transportation bills out of their monthly paychecks. [...]

Read more...

Is having a living trust beneficial?

 

How Can a Living Trust Help Me Control My Estate? Living trusts enable you to control the distribution of your estate, and certain trusts may enable you to reduce or avoid many of the taxes and fees that will be imposed upon your death.A trust is a legal arrangement under which one person, the trustee, [...]

Read more...

Looking for a smart way to refinance?

 

What Are Some Smart Ways to Refinance?  Recently, fixed mortgages were near their lowest rates in almost 30 years. And if you are one of the many people who took out mortgages in the few years prior to that, you may be wondering if you should look into refinancing. If your mortgage was taken out [...]

Read more...

College planning? psh, piece of cake!

 

How Can I Save for My Child’s College Education? Once you’ve determined how much it will cost to send your children to college, your next prudent step is to develop a systematic investment plan that will enable you to accumulate the necessary funds. What are your funding options? Which would be best for your situation? [...]

Read more...

Interest Rates; Be ready for anything!

 

Most economists expect the Federal Reserve to keep interest rates fairly low in 2010 in order to encourage job growth.1 Yet in reacting to the banking crisis in 2008, the Fed also created conditions that some say are ideal for reigniting inflation. If inflation were to become a serious threat to the economy and job [...]

Read more...