Financial Planning Services

• Defining financial goals and objectives, developing cash flow and net worth statements, and developing tax minimizing strategies
• Review of existing investment portfolios
• Portfolio design and asset allocation
• Retirement planning strategies for individuals and small businesses
• Estate planning and charitable giving
• Risk management, planning, and review (insurance)
• Education planning (529 Plans)
• Evaluating real estate purchase, mortgage or refinance transactions
• Financial planning for new, newer, and established LGBT and heterosexual families

Consulting:  Hourly based consulting to address specific financial planning requests are billed at $225/hr (thru 12/31/2012). Most Divorce settlement planning cases.

Life Planning: Year one of our engagement averages $4,000 for a couple and $2,500 for an individual, but the fee will be based on the effort involved and complexity of your specific circumstances.  Subsequent years are quoted based on the situation with a $1,500 minimum, which can be paid via Investment Management fees.

Investment Management: Fees are based on total invested assets. We have guidelines for a minimum account size of $100,000 or $50,000 waived with $1000 per month invested.  A minimum management fee of $100 per month is accessed.  In addition, there is a onetime $1000 set-up fee that includes 2-3 hours of meeting time as well as portfolio design, initial paperwork and implementation.  This fee is waived for Life Planning clients.

Divorce and Expert Witness: Hourly based consulting to address specific financial planning requests are billed at $225/hr (12/31/2012). This option works best for divorce settlement and collaborative divorce case work planning.

Step 1: Download the Introductory Fact Finder/Questionnaire in the forms cabinet to the right. This is a scanned document that you can print off and fill out, scan, fax or mail it back prior to our meeting. Fax 805-965-0199, email to Janet@JanetBarrCFS.com, or “snail mail” it back to us.

Step 2: We will contact you to discuss your specific situation and how we can work together to address your needs.  If you haven’t heard from us within a day or two, call 805-965-0101 to make sure your questionnaire was received.

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