As a Chartered Financial Consultant (ChFC), focus on the comprehensive financial planning process as an organized way to analyze information on a client's total financial situation. Since its inception in 1982, more than 41,000 men and women have met the educational, experience, and ethics mandates needed to earn the ChFC designation.
The Chartered Life Underwriter (CLU) represents five percent (5%)2 of those in the financial services. Assist with individual and business financial planning concerns such as selecting life and health insurance, estate planning, and retirement planning. There are extensive educational, experience, and ethical requirements.
LPL Investment Consultant located at Unify Federal Credit Union – Originally founded in the late 1940’s, and currently the result of an amalgamation of multiple credit unions over the past 70 years, UNIFY Credit Union is a not-for-profit financial cooperative that is formed by people with a common bond. Owned and operated by the members it serves, the union pools its assets to provide loans and other financial services to its members.
University of California, Santa Barbara, CA 1991
Bachelor of Arts (BA)
American College, Bryn Mawr, PA 2001
Chartered Financial Consultant (ChFC)
American College, Bryn Mawr, PA 2005
Chartered Life Underwriter (CLU)
Disclosure:
The investment products sold through LPL Financial are not insured Unify Financial Credit Union deposits and are not NCUA insured. These products are not obligations of the Unify Financial Credit Union and are not endorsed, recommended or guaranteed by Unify Financial Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.
Insurance products offered through LPL Financial or its licensed affiliates. Unify Financial Credit Union and Collaborative Financial Solutions & Wealth Management are not registered broker/dealers and are not affiliated with LPL Financial.
It’s certainly no secret that healthcare costs have escalated in recent years, and there’s no reason to believe that the end is in sight. But whether you have a comprehensive health insurance policy or have purchased a catastrophic policy, there are ways to save on healthcare costs.
Here are just a few:
1. Stop going to the emergency room for minor illnesses. There are many reasons why going to the emergency room is a good idea. A cold or the flu is not one...
At the end of the month, do you often find yourself with a lot less money than you expected? Do you have a hard time determining exactly what you spent your money on? Do you feel that you should have more to show for your hard work than you currently do? Are you and your spouse or partner always fighting about money?
If any of these are true, you may want to consider creating a budget.
The first step in creating a budget is to determine why you want to create a budget...
At the end of the month, do you often find yourself with a lot less money than you expected? Do you have a hard time determining exactly what you spent your money on? Do you feel that you should have more to show for your hard work than you currently do? Are you and your spouse or partner always fighting about money?
If any of these are true, you may want to consider creating a budget.
The first step in creating a budget is to determine why you want to create a budget...
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