Email: Knowledge is Power, Especially When It Comes to Money
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018#1-718574
Understanding family attitudes towards money may improve financial decisions and reduce financial stress.
April 2018
Renting Your Home? Why Renter’s Insurance is a Must
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018A tight housing market is leading many young adults to postpone purchasing a home, choosing instead to go the rental route. Many simply don’t want to be encumbered with a mortgage and all of the responsibilities that go with home ownership.
Do Spouses Need the Same Amount of Life Insurance?
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018Pat and Kelly, new parents, made a couple monthly budget adjustments upon the arrival of their first child. First, due to the added cost of day care and dependent health insurance, they decreased the amount they were saving for a house. And second, they agreed to review their life insurance needs.
Business Owners’ Personal and Family Security Risks
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018Accumulating wealth turns out to be a double-edged sword for business owners. It certainly has its privileges, but it also comes with additional risk exposures. In a 2011 Zogby survey, 92 percent of people with a high new worth indicated concerns over the possibility of home invasions, muggings, kidnapping, and even random street crimes.
How Your Social Security Survivorship Benefit Affects Your Life Insurance Needs
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018Generally speaking, conversations about life insurance revolve around whether you should buy term or permanent insurance. However, every decision to buy life insurance begins with deciding what is the right amount of life insurance. And, integral to determining the right amount of life insurance is understanding the role of your Social Security Survivorship Benefit (SSSB).
How to Choose a Life Insurance Agent
Submitted by Wealthcare Partners of Santa Barbara on April 20th, 2018Buying life insurance usually starts with trying to determine how much and what type you should buy. You will probably need some help making those decisions, so following is some insight on how to choose an agent who can help you make a smart life insurance buying decision.
